Is this you?
Commercial Property Purchase
Commercial Property Purchase
Commercial Property Purchase
Buying a new business premises?
Investing in commercial property?
Growing Your Business
Commercial Property Purchase
Commercial Property Purchase
Starting a new business?
Acquiring an existing business?
Managing Cash Flow
self-managed super fund
self-managed super fund
Is business cash flow being tied up in other assets?
How do I maximise my working capital cycle?
How do I deal with seasonality in my business?
self-managed super fund
self-managed super fund
self-managed super fund
Investing in property as part of your retirement strategy?
Diversifying away from traditional shares & managed funds?
commercial property purchase
Commercial property acquisitions often appeal to business owners seeking certainty in their location and aiming to build wealth beyond their core business. Additionally, investing in commercial properties can be an attractive investment decision due to their potential for higher yields, longer leases which gives a greater certainty of income and outgoings generally being covered for by tenants.
Our experience has ranged from helping owner occupiers and investors, in property classes such as:
- Retail
- Industrial
- Warehouse
- Offices
- Healthcare
- Large Format Retail Stores
Talk to us today to find out about the different types of finance options available to you to help you fund your next commercial property purchase.
Growing your business
Buying an existing business or starting a business is an exciting opportunity that often requires a significant amount of upfront capital and ongoing working capital assistance. The right strategic business decision can help fast-track your growth and this includes how your acquisition or expansion is financed.
Our experience has ranged from helping business owners grow their business in the following ways:
- Start-up business funding
- Business Acquisitions
- Mergers and Acquisitions
- Franchisee Acquisitions
- Management and Shareholder Buyouts
Talk to us today to find out about the different types of finance options available to you to help you fund your business expansion.
managing cash flow
Managing cash and a business’ working capital cycle is crucial for the day-to-day operations and growing and sustaining a business – it ensures bills get paid. The drivers that make up a business’ working capital cycle are often outside of management control and as a result, businesses tend to seek working capital solutions such as an overdraft, line of credit, trade finance or invoice finance facilities. We understand the importance of working capital and offer tailored solutions to help businesses optimise their cash flow and liquidity.
Our experience has ranged from helping businesses with managing cash and their working capital cycle in situations such as:
- Managing seasonal fluctuations
- Funding inventory purchases
- Covering operating expenses
- Seizing growth opportunities
- Accessing cash tied up with debtors
Talk to us today to find out about the different types of finance options available to help your business manage its ongoing cash flow needs.
self-managed super fund lending
A SMSF is a self-managed superannuation fund, distinct from the default retail or industry super funds that most Australians are enrolled in. With a SMSF, you have greater control over your investment strategy and how your contributions are allocated. Traditionally, SMSFs have predominantly invested in listed and unlisted shares/trusts and other managed investments. In recent times, a growing number of members have opted to leverage debt and acquire property as part of their superannuation strategy.
Borrowing requirements for SMSFs are intricate and vary among lenders. Here are some factors for you to consider:
- Professional Advice – given the high level of regulation surrounding SMSF lending, seeking guidance from your accountant, financial advisor, lawyer, and finance broker is essential.
- Minimum Net Assets – some lenders may stipulate a minimum amount of net assets within your SMSF to qualify for debt access.
- Asset Preferences – lenders might favor certain asset types, such as residential or non-residential property.
Consult with your financial advisor or accountant to determine if leveraging debt to acquire property as part of your superannuation strategy aligns with your personal financial situation. If you're keen on delving deeper into this strategy and wish to understand what lenders require, feel free to reach out to us today.